Partner with Waltz to expand your lending capabilities by offering foreign national financing, legal, and operational solutions - all in one streamlined platform
Become a Partner →
Earn up to
$3K
Per deal*
Up to
3x
Larger deal sizes*
Absolutely
$0
Cost to you
As little as
14
Days to close1
Up to
70%
Loan to Value1
One partnership that helps you close more loans and grow your income at the same time.
Domestic or international, Waltz helps you close more loans - even the complex ones.
US-based clients who need flexible financing solutions beyond traditional lending criteria.
Foreign nationals buying US new development as a capital-preservation or income play — the fastest-growing buyer segment in luxury and mid-market development.
Israel
Canada
Colombia
Israel
Canada
Colombia
Here are some Q’s and A’s to help you find what you’re looking for.
Waltz's services are specifically designed to assist non-US citizens keen on investing in US property. We're here to support and guide you through your investment journey! P.S. US investors are invited too!
Our services are available to clients from all countries except those on the restricted list below. We have already assisted clients from Portugal, Colombia, Chile, and Israel - and the list keeps expanding.
Unfortunately, we are unable to extend our services to citizens from the following jurisdictions*: The Balkans, Belarus, Bosnia, Burma, Cote D'Ivoire (Ivory Coast), Central African Republic, Croatia, Cuba, The Democratic Republic of The Congo, Iran, Iraq, Liberia, Libya, Macedonia, Montenegro, Myanmar, Nicaragua, North Korea, Russia, Serbia, Slovenia, Somalia, South Sudan, Sudan, Syria, Ukraine (Crimea Region), Ukraine (Luhansk Region), Ukraine (Donetsk Region), Venezuela, Yemen, and Zimbabwe.
*This list may be updated from time to time.
Prepare to be amazed! We've successfully financed all our loans and closed transactions in under 30 days* from the initial call. And guess what? Some clients even pulled it off in as little as 14 days. Now, that's what we call impressively speedy!
*Subject to timely and active buyer cooperation, standard transactions only.
Not at all! Our services are designed specifically for international investors like yourself. We consider the financial history in your home country to be important, so since you don't have a US credit score, we determine your eligibility based on your financial history, no matter where you call home.
Not at all! We like keeping things simple. Instead of an SSN, we just need your government-issued ID, which we verify through two quick steps - a screenshot and a selfie. Once you are verified, you will be able to purchase Waltz's Investor Kit within minutes, which includes an LLC with an Employer Identification Number (EIN).
When assessing financing options, Waltz verifies the eligibility of the property you intend to purchase, as well as information about you as a borrower. Therefore, you will need to provide documentation to verify your citizenship and demonstrate your financial capacity, and you'll be all set!
Don't worry about remembering everything right now - we'll walk you through the process during our initial call.
Each country requires a different set of documents, but don't worry. Once you're on board, we'll walk you through what you need and when. Typically, we'll ask for documents like Financial Statements, Bank Statements, income source information, and other relevant paperwork to comprehensively understand your financial situation.
Rest assured, we've got you covered, and we'll guide you throughout the process!
It's a breeze! Once you have a property in mind, simply provide your details here, and one of our team members will get in touch with you personally. You'll be amazed at how quick and easy it is.
We've got you covered with loans and refinancing up to 70% LTV (Loan-to-Value)*, so you can get up to 3X leverage compared to a cash-only deal.
*Subject to due diligence and other considerations
Waltz exclusively offers financing solutions for residential properties intended for rental purposes, particularly for business entities such as Limited Liability Companies (LLCs).
We've got options, so chat with us to find the perfect fit for you!
Waltz offers a range of loan terms, including 30-year fixed rates, 5/1 & 7/1 adjustable rate loans, 10/1 adjustable rate loans, 5/1 & 7/1 interest-only adjustable rate loans, and even an interest-only 40-year fixed-rate (subject to due diligence and other considerations).
Absolutely! We provide refinancing up to 70% LTV (Loan-to-Value)*. We invite you to learn more about the different refinancing options: rate-and-term refinance and cash-out refinance.
*Subject to due diligence and other considerations
Residential real estate properties, Single Family Rentals (SFRs) 1-4 units, Condos, and Townhomes.
Waltz is a Financial Technology company that offers foreign investors US-bank accounts, loan services, and currency exchange abilities. These services are specifically designed for residential properties intended for rental purposes within the US.
Having a U.S. bank account through Waltz can make managing financial transactions related to your property investment more convenient. Say goodbye to hassles when depositing rental income, paying property expenses (like management fees, taxes, and maintenance costs), and converting to/from U.S. dollars. Avoid those high currency conversion fees and experience seamless handling of all your property-related financial transactions, all in one place.
Your financial security is of utmost importance to us. Banking services on the Waltz platform are provided by Regent Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 through Regent Bank.
FDIC insured accounts are a reliable way to safeguard your money. With the Federal Deposit Insurance Corporation (FDIC) as your shield, you can rest easy knowing that your funds are protected. Even if a member bank fails, the FDIC ensures that you won't lose your money. Waltz accounts are insured up to $250,000 per depositor, per insured bank, for each account ownership category. It's a remarkable safety measure that brings peace of mind and security to your finances.
Waltz currently provides property loans in the following states:
Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
We're always expanding, so if your desired property is in a state that isn't on the list, simply reach out here, and we'll reach out as soon as it becomes available.
We love working with new Partners! They don't have to be affiliated with our current Waltz Partners network, so you are free to bring your own Realtor. Rest assured, we'll collaborate closely with them, ensuring they have seamless access to everything they need throughout the entire process.
We highly recommend setting up a Limited Liability Company (LLC) and obtaining an Employer Identification Number (EIN) for the following crucial reasons:
- An LLC provides personal liability protection, tax advantages, and more.
- An EIN is an absolute must, especially for non-US citizens, as it serves as your business's tax identification number.
- It opens doors for you to establish an LLC, a US business bank account, file taxes, and handle financial transactions related to your property.
When we say all-in-one experience, we mean it. With Waltz, we take care of all these essential steps for you, so you can sit back, relax, and enjoy the convenience of handling everything from the comfort of your couch.
After you complete the purchase of your new US property, Waltz will help connect you with a Property Management company in your property's area. Property managers have specialized knowledge of the local market and can effortlessly facilitate the process of finding a suitable tenant, so you can enjoy your investment hassle-free!
Absolutely! At Waltz, we're dedicated to providing a digital-first platform that empowers you throughout your investment journey. While our platform offers a seamless and convenient experience, rest assured that we're not all robots here! Our team is just a call away, ready to assist you every step of the way. Feel free to reach out to us via our Contact page.
Anyone in the Real Estate industry with buyers interested in investing in US properties can join forces with us. Whether you're a Realtor, Turnkey Provider, Mortgage Broker, or skilled in dealing with international investors, we invite you to Waltz with us!
With Waltz's platform, your clients can enjoy a fast and hassle-free process that gives them everything they need to start investing in US property. This includes a US-based LLC with an EIN and US-based bank account, fast pre-qualification, and loans up to 70% LTV*. Waltz eliminates the need for SSN or visas, and the necessity for faxes or embassy visits. Our e-closing system ensures a convenient experience from the comfort of their homes.
With Waltz, you'll have more time to serve your clients, all while enjoying transparency, availability, and peace of mind.
Check out this video to learn more about partnering with Waltz, and don't forget to snag some popcorn. Prepare for a show! 😉
*Subject to due diligence and other considerations
Waltz was born from our CEO Yuval's vision of simplifying U.S. property investment for foreign citizens. Thanks to the dedication of the Waltz team, this vision has been successfully realized. Supported by TLV Partners and Aleph, globally renowned VC firms investing in category-making startups and partnering with innovative entrepreneurs, and by over 50 investors from the Financial Tech and Real Estate industries.
Curious to learn more about us? Explore our About Us page for further information!
Waltz revolutionizes US property investing for foreign citizens with a seamless, app-like experience. Our team members have personally experienced the frustrations and delays of buying US property as foreigners. Determined to simplify and expedite the process, we created Waltz. Today, Waltz eliminates paperwork, bureaucracy, and surprises, turning investment into an easy and enjoyable experience, just like online shopping.
To learn more about what makes Waltz special, explore our blog for a brief overview, or watch this short video to see what Waltz is all about.
Check out our LinkedIn page for all open opportunities. If you don't see anything that fits - just ping us, we are always open to new possibilities!
Tell us about your project and we'll show you how Waltz can accelerate your sell-through and boost your per-unit margin.
Foreign Mortgages
Legal Resources
® Waltz, Inc. 2025. All rights reserved. NMLS ID No.: 2615658. Loans are made by Waltz Capital Fund 1, LLC and Waltz Capital Fund 2, LLC in all States except Arizona. In Arizona, loans are originated by Waltz Mortgages, LLC, licensed by the Arizona Department of Financial Institutions under Mortgage Banker License No. BK-2001372, NMLS ID No.: 2620819. Please visit NMLS Consumer Access for more information.
1 Mortgage loan products are offered to qualified borrowers for business or commercial purposes only and must be secured by non-owner-occupied rental properties only. Financing is subject to certain restrictions and requirements including, but not limited to, due diligence, credit evaluation, and approval of the subject property. To qualify, borrowers must meet underwriting requirements. Origination fees and other fees may apply. Interest rates and fees may change from time to time without notice, and rates or fees discussed in these materials may not be available on the commitment date or closing date for your loan.
2 Waltz, Inc. is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
3 International payment services from the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed HERE. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041.
4 Subject to state and county permissions, rules, and regulations.
*Subject to timely and active buyer cooperation, standard transactions only
