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Begin the process by filling out a simple online application form, and you will be paired with a dedicated Waltz Account Manager to guide you through the whole process. You then will also obtain a term sheet from Waltz.
Foreign nationals seeking to refinance U.S. real estate may face hurdles, especially if the property was bought outright with cash. Waltz streamlines the process, allowing non-citizens to tap into their property's equity or secure improved mortgage terms.
For foreign nationals already invested in U.S. real estate, refinancing allows them to optimize their investment strategy and improve cash flow. Refinancing can involve two distinct processes:
Refinancing your property as a foreign national can be a strategic financial decision. At Waltz, we specialize in providing seamless refinancing solutions tailored to the unique needs of international investors in the U.S. real estate market.
Whether you aim to reduce your interest rate, shorten the loan term for a faster payoff, or unlock equity for further investments, exploring refinancing options can offer you flexibility and financial advantages. Or, if you acquired the property initially through an all-cash purchase, refinancing with Waltz can open up opportunities to leverage your equity effectively, empowering you to make additional investments.
Waltz understands the challenges and complexities foreign nationals face when navigating the U.S. real estate market and wants to simplify the process for international clients. Our platform is designed to address challenges common to investing in foreign real estate, including language and geographic barriers, requirements to live or work in the U.S., unfamiliarity with U.S. regulations, and difficulties in communicating with lenders across different time zones.
We help non-residents who have a strong financial record in their home country invest in U.S. real estate.
Our refinance options are designed for foreign nationals investing in rental properties across the U.S.
When you work with us, you’ll benefit from competitive financing with up to 70% loan-to-value.1
Select from a variety of loan options tailored to suit your unique investment strategy.
Whether it's single-family homes or condos, we finance a wide range of property assets.
Our experts ensure a seamless mortgage process, guiding you every step for a hassle-free experience.
Discover how Waltz makes refinancing American properties as a foreigner a seamless experience
Begin the process by filling out a simple online application form, and you will be paired with a dedicated Waltz Account Manager to guide you through the whole process. You then will also obtain a term sheet from Waltz.
For those who don’t have a U.S. bank account for their investment, we recommend purchasing the Waltz Investor Kit. This all-in-one digital solution streamlines property refinancing in the U.S. Within 20 minutes, you’ll receive your Investor Kit, which contains an LLC, EIN, operating agreement, and registered agent.
*Waltz is a Financial Technology (FinTech) Company, and not a bank. Banking services are provided by Regent Bank, Member FDIC.
We only ask for the documents necessary for a refinance. This typically includes three of your most recent bank statements. No need for complicated paperwork, translations or even faxes – send everything securely using our platform.
Waltz was created for non-U.S. investors, and designed to offer convenience and security for managing your financial transactions related to U.S. property investment:
With refinancing options offering up to 70% loan-to-value ratio1, secure your refinance quickly and efficiently through Waltz.
Now that your refinance is complete, you can benefit from the improved rates or terms you secured. If you opted for a cash-out refinance, you'll also have access to the extra cash you borrowed.
Yes! The process may involve additional steps compared to the traditional refinance process for U.S. citizens, but there are a few lenders that can meet your needs. Waltz was built to help people like you get better refinance options without the hassle of traditional banking.
To refinance with Waltz, you’ll need bank statements from the past three months and your passport from your home country. That's all it takes to get started!
The refinancing process can vary in length, but with Waltz's efficient digital platform, you can expect a quick turnaround time. Our streamlined process allows for refinancing to be completed in as short as 14 days1 , ensuring a fast and hassle-free experience.
With Waltz, you can refinance various residential properties such as single-family homes (1-4 units), condos, and townhomes. Our flexible refinancing options are designed to help you make the most of your U.S. real estate investments.
At Waltz, we are also the leaders in providing mortgages for foreign nationals, making investing in U.S Real Estate for non-US citizens even easier!
Take the next step towards optimizing your investment in U.S. real estate with Waltz refinancing solutions.
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