Miami's foreign buyer market hit $4.4B in 2025, a 42% surge. Waltz gives you the complete digital stack to buy, finance, and manage US property without a visa, embassy visit, or US credit history.
$4.4B
Foreign buyer volume in Miami 2025
+42%
Year-over-year growth
14 days¹
To close, fully digital
70% LTV¹
Financing for foreign nationals
55 countries
Buyers represented in Miami
For the 17th consecutive year, Florida is the #1 destination for US foreign real estate buyers. Miami accounts for 45% of all Florida's international purchases, and 15% of all Miami sales go to foreign buyers — 7× the national average.

From anywhere in the world to Miami property owner, fully digital, no faxes, no embassy visits, no US credit history required.
Upload your documents and Waltz instantly sets up your US LLC with EIN and an FDIC-insured bank account. Everything a foreign national needs to legally own US real estate, done before your coffee gets cold.
Exchange currency³ at competitive rates and wire money to your new US account without fees. Whether you're converting pesos, reais, or euros, Waltz makes moving money into Miami simple and cost-effective.
Review your loan file by signing the final term sheet and confirming key terms, rates, and conditions. Our compliance team completes a final underwriting review to get you cleared to close.
100% paperless closing means you finalize your Miami property from Buenos Aires, São Paulo, Bogotá, or anywhere else on earth. Expert guidance in your language at every step.
Proper legal structure for foreign ownership in under 20 minutes¹. One platform, no lawyers, no confusion about entity types.
Up to 70% LTV¹ on residential rental properties. DSCR-based, your US credit history doesn't matter. The property's income does.
FDIC-insured US bank account² for rental income. Multi-currency transfers³ from your home country in minutes at rates you'll love.
Rental property insurance coordinated for international owners, now offered directly through Waltz, so one platform covers everything.
Guidance on US tax obligations for international owners. FIRPTA, LLC structure benefits, and home country considerations covered.
Dedicated specialists in English, Spanish, and Portuguese guide every step. You're never lost in translation.
Miami Association of REALTORS® · 2025 International Homebuyer Transactions Report

93% of foreign buyers cite security, profitability, or desirable location. The 2025 Miami REALTORS® data says it all.
