U.S. Mortgages for Canadian 🇨🇦 Investors

Fast, seamless, and fully digital mortgage financing for Canadian citizens investing in U.S. rental properties — with up to 70% LTV options.¹
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Why do Investors From Canada Trust Waltz?

Speed

From start to finish, the mortgage process can take as little as 28 days—some have even closed in just 14 days⁴!

No U.S. credit needed

We understand that you may not have U.S. credit—no worries! Receive tailored mortgage solutions just for you.

All-in-one solution

Add-on a Waltz Investor Kit and get an LLC, EIN, U.S. banking through Regent Bank², and more.

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What Clients are Saying

“With Waltz, it’s easier to invest in real estate in the U.S. than Canada.”

Matt

Ontario

“Every interaction with Waltz felt personal and tailored to me. No matter who I spoke with, each person went the extra mile to make sure I had an incredible experience– something you just don’t get at a bank!”

Dennis N.

Canada

“Waltz is an end-to-end provider. Everything from creating an LLC to getting a competitive mortgage can be done on one platform.”

Linna

British Columbia

“With Waltz, it’s easier to invest in real estate in the U.S. than Canada.”

Matt

Ontario

“Every interaction with Waltz felt personal and tailored to me. No matter who I spoke with, each person went the extra mile to make sure I had an incredible experience — something you just don’t get at a bank!”

Dennis N.

Canada

“Waltz is an end-to-end provider. Everything from creating an LLC to getting a competitive mortgage can be done on one platform.”

Linna

British Columbia

Up to

LTV 1

financing on cash flowing rental properties—without the hassle.

You don’t need U.S. credit, a W-2, or a trip to the U.S. Waltz simplifies financing for foreign investors—all online in just a few steps.

Explore your options

Get a quote

Submit property info and review financing options with a Waltz team member.

Onboarding and loan application

Sign documents and verify your I.D. along with the option to purchase an Investor Kit.

Processing and underwriting

Upload documents and satisfy all conditions to approve the loan.

Close the deal

Sign paperwork remotely⁾ and officially become a U.S. rental property owner!

No credit? No problem. U.S. Mortgages Made Simple for Canadians

Waltz helps Canadian citizens and other international buyers finance income-generating rental properties in the U.S., all through a fully digital experience.

Waltz Features

Digital Mortgage Experience

Get started with a quick form, schedule a call, and receive your custom mortgage quote, all from the comfort of your couch.

Financing up to 70% LTV1

Secure competitive loans on rental properties, tailored to foreign nationals.

Flexible Loan Options1

New purchase and refinance loans from $100,000 up to $1 million.

Close in as Little as 30 days1

Move fast with streamlined processes designed for international buyers.

Time Saving Add-Ons

Simplify your mortgage process with optional services like U.S. LLC creation, EIN setup, U.S. bank account2, and currency exchange3.

41 States

Where Waltz provides lending solutions.

Frequently asked questions

Answers to the most common questions about securing a U.S. mortgage as a Canadian investor.

Can Canadians buy property in the United States?

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Yes. Canadians are among the largest groups of international buyers of U.S. real estate. Whether you're investing for rental income or future value, Waltz helps Canadians finance U.S. rental properties with ease.

How does Waltz help Canadians secure a U.S. mortgage?

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Waltz offers financing options of up to 70% loan-to-valueš specifically for non-U.S. residents. You don't need a U.S. credit history, Social Security number, or visa. Our digital platform and Canadian-friendly documentation process make it simple and accessible.

Do I need a U.S. visa to get a mortgage or buy property?

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No. Canadian citizens can purchase and finance U.S. investment properties without holding a visa or U.S. residency. Waltz guides you through the process with clear legal and financial steps — remotely.

How long does it take to close with Waltz?

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While every case depends on the property, documentation, and borrower readiness, some qualified Canadian borrowers have successfully closed in as little as 30 days¹. Most loans close within 30–45 days.

Start Your Mortgage Journey as a Canadian Today

ake the first step towards owning U.S. rental properties with Waltz’s streamlined and digital financing solutions for Canadian investors.
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