High mortgage rates explained

¹ Mortgage loan products are offered to qualified borrowers for business or commercial purposes only and must be secured by non-owner-occupied rental properties only. Financing is subject to certain restrictions and requirements including, but not limited to, due diligence, credit evaluation, and approval of the subject property. To qualify, borrowers must meet underwriting requirements. Origination fees and other fees may apply. Interest rates and fees may change from time to time without notice, and rates or fees discussed in these materials may not be available on the commitment date or closing date for your loan. Loan-to-value (LTV) and other loan terms may vary from transaction to transaction.

²Waltz is a Financial Technology (FinTech) Company. Banking services are provided by Regent Bank, Member FDIC. Waltz is not an FDIC-insured bank. FDIC deposit insurance up to $250,000 is available through Regent Bank on a “pass-through” basis, for which certain conditions must be satisfied. FDIC deposit insurance only covers the failure of Regent Bank.

‍³International payment services for Waltz Inc (Non-MiFID) are provided by The Currency Cloud Inc., which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000160311064). Registered Office: 104 5th Avenue, 20th Floor, New York, NY 10011